Important

Ask your financial professional about fees!

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How Fees Affect Return

Investment fees matter. A lot. Sometimes numbers alone don’t convey how damaging high fees are to savings. Click here to see the impact fees have on your account balance. All plans have different fees and structures, so make sure you ask what you are paying for!

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Questions to Ask

When enrolling in any plan do not be afraid to ask questions. Here are some tips when working with a financial professional, as well as an advisor questionnaire you can use during any discussions with an advisor.

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Additional Information

What are the contribution limits for the retirement plans?

• For 2021 the contribution limits are $19,500 for both the 457(b) and the 403(b).

What is the age 50 “Catch Up”?

• If you’re 50 or older (or turn 50 by the end of the calendar year) you have the opportunity to contribute an additional $6,500 as a “catch-up” contribution. This will bring your contribution limits up to $26,000 for both the 457(b) and/or the 403(b).

Can I contribute to both a 457(b) and a 403(b)?

• Yes! You can contribute up to $19,500 in a 457(b) and up to an additional $19,500 in a 403(b).